GalimAI for property finance

Owners hitting the refinance cliff.

Fixed rates written in 2020 and 2021 are resetting, and a wave of short-term bridge debt is coming due. GalimAI finds the owners under that pressure, so your lending or broking reaches them at the moment they need it.

Built for bridging lenders, brokers, specialist and development finance providers.

The opportunity

A refinance-or-sell wave, dated.

Maturities and rate resets put a clock on thousands of owners. These are the companies feeling it, in England and Wales.

38,000

UK property companies hold short-term, high-rate bridge debt that has to be refinanced or repaid

2% to 6%

the rate reset hitting fixed facilities written in 2020 and 2021 as they mature

67,303

companies are in negative equity, the group that needs the most creative refinancing to avoid a sale

Why GalimAI

Not a list of borrowers. The owners who must refinance or sell.

A generic prospect list ages the day you buy it. GalimAI surfaces owners with real maturities and financial pressure, at the point the decision is live.

We target the situation, not the property

You don't get a generic mailing list. You get the specific owners whose circumstances mean they need your service now.

The whole market, in one view

Companies House, HM Land Registry and The Gazette, joined across every property-holding company in England and Wales.

Timing, predicted

A machine-learning model trained on years of UK transactions ranks who is most likely to act in the next 6 to 12 months.

How it works

From a signal to a job.

01

We find the owners

We read charges, loan maturities, filings and financial pressure to surface owners who need to refinance or restructure soon.

02

We connect you

You get named owners with contact details and the financial context, matched to your lending criteria and regions.

03

You win the deal

Reach them directly, or through a branded campaign, and get in front of the borrower before the maturity date does.

£386m+

GDV agreed off-market

24

Deals agreed weekly

185,000+

Letters sent

2,658

Discussions opened

Reach the borrower before the maturity date.

Tell us your lending criteria. We will show you the owners who need to refinance or restructure, by name and region.